Frequently Asked Questions

What is a cash advance?

A cash advance is simply an unsecured, short-term loan. Your next paycheck is normally used as collateral, so you don't need to provide credit information. The cash advance is essentially a prepayment on a postdated check from your job.

I have a bad financial history, will I be automatically denied?

Absolutely not! Since cash advances are unsecured, you don't need to worry about your financial history. Most lenders are willing to work with people who have a limited credit history.

What are the requirements?

Again the requirements for applying are as follows:

1) You must be a legalized citizens of the United States over 18 years of age
2) You must be employed or on a government program
3) You must earn at least $1000 a month (or $800 a month if you are on a government program)
4) You must have an active bank account

These requirements depend on your lender.

How long does it take to receive the cash?

A lender can direct deposit your money into your checking account usually by the next possible business day. Actual deposit schedules will vary from lender to lender.